Long Term Care Insurance

You spend a lifetime working hard and saving for the future to ensure your family’s financial security. And, while you can’t predict the future, you can continue to plan for it. As a result of people living longer, the chances of needing long-term care increases. As family demographics change, you may need to explore other long-term care options due to the following:

  1. Dual-income families
  2. “Sandwich Generation” – people potentially caring for aging parents while rearing their own children
  3. Families more commonly spread across the country

The increasing cost of long-term care now and in the future can be significant with home health care, assisted living facilities and private rooms in nursing homes. By starting to consider options early in life while in good health, Hong Financial can help you protect against the unexpected need for care now and in the future.